If your agreement stipulates 0% in fees until a collected threshold is reached, that will also apply with a merchant account set up, but the process is slightly different:
Your merchant account provider will still charge the fee agreed upon in your GiveSmart Fundraise contract to the linked bank account between the 2nd and 5th of every month,and if the amount raised for the life of the account is still under the threshold, GiveSmart Fundraise will send a reimbursement check for the amount that was withdrawn.
For more answers about merchant services, review the Frequently Asked Questions.